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How Much Is Car Insurance For A 18 Year Old

December 31, 2018 - voltus - Insurance - 188 views



How Much Is Car Insurance For A 18 Year Old

Looking for cheap auto insurance? How Much Is Car Insurance For A 18 Year Old? Insurance for college student, finding affordable coverage for their automobiles can be a major challenge. But you can find cheap auto insurance. Here’s how.

Why is Student Insurance So Costly?

Some of the cost of car insurance for a college student depends on the same factors as any other driver:

– Driving record
– Garaging location
– Type of vehicle

Cheap Auto Insurance For College Students – Where to Get It. However, if you’re a college student, two things you can’t do a thing about also affect the cost of your car insurance: your age and gender.

What do age and gender have to do with the price of car insurance? Well, young people, especially young men, are statistically more prone to have accidents, and therefore their insurance rates are higher.

Change What You Can

You can’t change your age or gender so you need to focus on other factors to help keep your insurance rates low:

Keep your driving record clean. Obey speed limits and other driving laws. Drive defensively. Do not drive if you’ve been drinking or taking drugs.

Keep your car at home. If you don’t need a car at college, leave it at home. You’ll pay less for your insurance because you won’t be driving as often.

Buy a Sensible Car. Sporty, high-powered cars cost more to repair and are more of a target from thieves. Therefore, the base insurance rate for these cars is higher.

Increase your deductible. Increasing your deductible – the amount you pay toward a claim before your insurer will pay – can save you up to 50% on your premium.

Keep your grades up. Maintain a B average or better so you can get a good student discount. Comparison shop. Because insurance rates can vary by hundreds of dollars from one company to another for the same coverage, the best way to save money on insurance is to get quotes from different companies. Then, How Much Is Car Insurance For A 18 Year Old?Another easy way to do this is to open an insurance comparison website. There completely well compared each insurance company with their plans of course.

How Much Is Car Insurance For A 18 Year Old

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